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    • Sell Your Home
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    • Phoenix Homes For Sale
    • South Scottsdale Homes
    • Ahwatukee Homes For Sale
    • First Time Homebuyers
    • VA Home Loans in Arizona
  • Home
  • Sell Your Home
  • Our Blog
  • Contact
  • Phoenix Homes For Sale
  • South Scottsdale Homes
  • Ahwatukee Homes For Sale
  • First Time Homebuyers
  • VA Home Loans in Arizona

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Find Your Perfect Home with THE ARAIZAS

Let’s Make It Happen

Buying your first home is exciting — and we’re here to guide you every step of the way. As fourth-generation Arizona natives and trusted Realtors in the Valley, we’ve helped countless families turn the dream of homeownership into reality. Whether you’re in Phoenix, Mesa, Tempe, Scottsdale, or beyond, our team at The Araizas will walk you through it all — with clarity, strategy, and heart.

What Is a First-Time Homebuyer in Arizona?

You might qualify even if you’ve owned a home before — as long as you haven’t owned in the past 3 years. This opens the door to major perks like down payment assistance, reduced interest rates, and special financing programs.

Arizona First-Time Homebuyer Assistance Programs

These popular programs could save you thousands:

  • Home Plus AZ – Up to 5% in down payment help
  • Home in Five Advantage – Exclusive to Maricopa County
  • Phoenix Open Doors – Forgivable loans up to $30,000+
  • Tucson/Pima Buyer Solution – 100% financing with grants

Our Mortgage Officer will help you find the best program for your credit, income, and location.

Step-by-Step: How We Help You Buy Your First Home

  • Get Pre-Approved—

            Minimum credit score, 620–640*

            Stable income + manageable debt

  We’ll connect you with trusted Az lenders.

  • Explore Programs and Incentives
    We’ll match you with the best down payment options.
  • Tour Homes That Match Your Budget
    Our team knows how to spot value — and protect it.
  • Make an Offer With Confidence
    We negotiate smartly so you don’t overpay.
  • Close and Celebrate
    Keys in hand, we’ll be cheering right alongside you.

Step-by-Step: How We Help You Buy Your First Home

We don’t just sell homes — we educate and empower. As a family-first, faith-driven real estate team, The Araizas bring generations of experience, deep community roots, and a no-pressure approach to buying your first home.

Local Experts. Arizona Natives. Your Guides.

We don’t just sell homes — we educate and empower. As a family-first, faith-driven real estate team, The Araizas bring generations of experience, deep community roots, and a no-pressure approach to buying your first home.

Let’s Chat About Your First Home

Not sure where to start? That’s what we’re here for. Whether you’re ready to start today or just gathering info, let’s connect.

Contact Us Today

Serving: Phoenix | Scottsdale | Mesa | Glendale | Tempe | All of Arizona

Frequently Asked Questions

What credit score do I need to buy a home in Arizona?

  Most programs start at 620–640, but we work with lenders who specialize in first-time buyers.


Can I get help with the down payment?

  Yes. Arizona offers several programs with 0–5% assistance depending on location and income.


What’s the average home price for first-time buyers in Phoenix?

  Many of our clients purchase between $275,000–$375,000. We’ll help you find the best fit                     within your budget.


Do I need to take a class to qualify?

  Some programs require a homebuyer education course —our Mortgage specialist will let you know if this is the case.

Let’s Find Your First Home — Together

The Araizas are here to make your journey simple, smart, and stress-free. Let’s turn your Arizona dream home into reality.

Download Our Free First-Time Homebuyer Checklist

Everything you need to know — in one easy-to-use PDF.

(Download below)

Downloads

Free First Time Homebuyer Checklist

The Araizas-First Time Homebuyers.pdf (pdf)Download

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